budgetly-logo
  • Ask Budgetly
  • Log in
  • Sign up
Menu Close

Smarter, transparent expense-management software for Retail businesses

Control budgets, track expenses, and pay bills — faster, safer, and store-ready.

10 min demo ➜
Retail-feat

Trusted by Australian businesses

Lighthouse Christian School
Arkana
Living Edge
Brown Nurses
PMY Pty Ltd
Somai Pharmaceuticals
SiteSentry
West Midlands Group
Aurora Southern Highlands
Hawkes Brewing Co
Bennett+Bennett
ONCALL
Bawinanga Aboriginal Corp
RSPCA Tasmania
Wathaurong
Thrive Group Tasmania Inc
Simmonds Group
Hard Surface Cleaners
Lady Pamela E2
ACC Australian Christian Churches
Vital Disability Group
Bourke Group
Smartscan
Living Edge
Pharmacrop
Lighthouse Christian School
Arkana
Living Edge
Brown Nurses
PMY Pty Ltd
Somai Pharmaceuticals
SiteSentry
West Midlands Group
Aurora Southern Highlands
Hawkes Brewing Co
Bennett+Bennett
ONCALL
Bawinanga Aboriginal Corp
RSPCA Tasmania
Wathaurong
Thrive Group Tasmania Inc
Simmonds Group
Hard Surface Cleaners
Lady Pamela E2
ACC Australian Christian Churches
Vital Disability Group
Bourke Group
Smartscan
Living Edge
Pharmacrop

Eliminate financial stress with smart spend management

Budgetly helps retail businesses control costs across stores, teams, and suppliers. From budgeting to payments and reconciliations—you’ll manage every step with speed and visibility.

10 min demo ➜
Real-time tracking

Real-time tracking

See spending as it happens across stores and locations. Track budgets in real time and make fast decisions with clear, up-to-date insights.

Automate everything

AI-driven automation

Automate budgets, approvals, bills, and spend rules by store, role, or category. Reduce manual work, prevent errors, and keep spend within policy.

Automate receipts & GST

Automated receipts & GST

Snap receipts in-store or on the go. Budgetly auto-matches them, extracts GST, and keeps records organised—no more lost dockets or chasing staff.

Save 90% per bill

Save 90% per bill

Put Accounts Payable on autopilot. Capture supplier invoices quickly, reconcile in one click, and sync straight with Xero to keep cash flow moving.

Trusted by Retail businesses Australia wide

Secure payments via Budgetly

1.2BN+

yearly
total payments

Monthly transactions

150K+

monthly
transactions

Save time and money

15K+ users

saving time
and money

Less time on admin

80% less time

spent on expense
management

The best customer service

90% better

customer service
than competitors

Delighted customers using Budgetly

Budgetly-Capterra-4.9
See more 5-star reviews ➜

Covers all things required to have our employee make a purchase with the credit card and have the transaction coded to the required expense account in Xero with the receipt uploaded. Works fluidly!

Chad Cole, Accountant Vapoureyes

Logo

Volopay charged based on the volume of transactions which didn’t appeal to us as the cost-to-benefit wasn’t there. Budgetly has done everything we need it to do! It's been very easy to use and we've had fantastic support, especially when we were getting things set up.

Gareth, Finance Manager Living Edge

Logo

Managing expenses with Budgetly has been a breeze, reducing time taken to process expenses with the integration with Xero and saving the hassle of following up employees for receipts.

Sarah McLean, Bookkeeper Boutellier Montres

Logo

We’ve definitely saved a lot of money. 50 hours saved across the month in bookkeeping fees is massive. So much easier to sync straight into Xero, the time saved is amazing. We’ve had a lot of help whenever we’ve needed it, it’s been great.

Tim Huett, CFO Earth Markets

Logo

The problem with cash is you can lose it, it has to be reconciled/verified etc.. Simply tapping a Budgetly card takes all of that away.

Tim Huett, CFO Earth Markets

Logo

Awards and recognition

Industry-Resources-2

Resources for the Retail industry

Get access to finance eBooks, white papers, templates, webinars and more for Retailers.

Access Retail Resources ➜

Save hours on admin

Reduce paperwork across stores and head office. Budgetly automates admin, removes errors, and frees your team to focus on running the business.

10 min demo ➜
Save hours on admin
Eliminate overspending

Eliminate overspending

Control every dollar across locations. Set store-level budgets, automate approvals, match receipts, and stop out-of-policy spend before it happens.

10 min demo ➜

Safeguard everything

Protect your business with built-in controls, approval workflows, and secure records. Plus, get real Australian support whenever you need it.

10 min demo ➜
Safeguard everything
Retail-appoverlay

The best AI-driven spend management for Retail businesses

Budgetly’s secure platform combines budgeting, payments, expense tracking, and reporting—all in one place. Improve visibility across stores, control costs, and stay compliant as you scale. Save money, stay compliant, and gain total control.

See how it works ➜

How Budgetly works for the Retail industry

Thousands of retail businesses already trust Budgetly to automate spend management and give teams the flexibility they need—without losing control.

No more shared cards

No shared cards or bank delays

Flexible spending within budgets

Flexible budgets and spending rules by store or role

Fast and accurate

Fast, accurate transactions

Fast money requests

Fast money requests and approvals for store teams

Easy digital receipt tracking

Easy receipt capture and tracking via mobile app

Complete data protection

Two-factor authentication and 256-bit encryption

Simplified bookkeeping

Automated AP and simplified bookkeeping

Real-time visibility

Real-time store budgets and transaction views

Reduce risk of fraud

Fraud prevention and compliance rules

Stop chasing receipts

No reimbursements or receipt chasing

Xero Integration

Seamless accounting sync

Learn More

Expense policy compliance

Stay policy compliant with card-encoded rules

" Volopay charged based on the volume of transactions which didn’t appeal to us as the cost-to-benefit wasn’t there. Budgetly has done everything we need it to do! It's been very easy to use and we've had fantastic support, especially when we were getting things set up. "

Gareth, Finance Manager Living Edge

More customer stories ➜
Retail-quote

Frequently asked questions

What is expense management software for retail businesses?

Why should retail businesses use specialised expense management software instead of generic tools or spreadsheets?

What is the best expense management software for Australian retail businesses?

How can Budgetly improve decision-making for my retail business?

How much does the expense management software for retail cost?

How to get started with Budgetly’s expense management software for retail?

Resources

 

Supercharge your Agriculture business with Budgetly

See how AI-powered spend management saves time and money. Fill out the form and watch the 10-minute demo today.