Bookkeeper AI Agent

Hire once.
Improve forever.

Bookkeeper AI reads, checks, and codes every transaction with accuracy that compounds — replacing repetitive manual work with intelligence that gets sharper over time.

Thousands of Australian businesses are rethinking business spend with Budgetly.

The problem

Manual bookkeeping holds you back.

Chasing receipts eats time

Partial, incorrect or missing receipts stack up, burning hours every month and creating pressure when month-end arrives.

Manual checks drag out reconciliation

Every receipt must be opened and reviewed to confirm it’s valid, within policy and GST claimable — burning 3–5 minutes per transaction.

Misclassifications cost money, time and accuracy

When transactions are coded incorrectly, finance teams spend time fixing errors, delaying reporting and BAS lodgement, and leaving recoverable GST on the table.

Costs grow with every transaction

As transaction volume grows, so does the manual workload. Eventually, you’re hiring more bookkeepers at $80k+ a year to keep up.

The better way

Bookkeeper AI agent removes the grind.

Fewer late receipt chases

Receipts are read and verified at upload, catching issues before they pile up. Finance teams reclaim hours at month-end and reduce the hidden cost of chasing.

Eliminate costly manual checks

Policy, GST and accuracy checks run automatically, saving 3–5 minutes per transaction and cutting thousands in wasted review time as volumes grow.

Accurate coding, fewer downstream fixes

Transactions are categorised and tagged correctly from the start, reducing rework, avoiding BAS delays and protecting recoverable GST.

Scale without extra headcount

Bookkeeper AI surfaces issues automatically, letting you handle exceptions — not admin, and avoid $80k+ hires as transaction volumes increase.

Your new hire. Working 24/7.

Receipt checks

Nothing slips through.

Every receipt is verified automatically, with errors or unusable uploads flagged before they hit your reports.

Auto-categorisation and tagging

Structured data you can trust.

95%+ accuracy from day one. Up to three custom tag groups applied consistently across every transaction — no manual coding required.

Advanced document analysis

Read smarter, not harder.

Bookkeeper AI agent understands merchants, dates, and line items in context — eliminating the grind of reviewing every receipt by hand.

Finance team control

AI that adapts to you.

Approve or override in one click. Every action trains your Bookkeeper agent, increasing accuracy and freeing your team from repetitive review.

Intelligence that compounds

Most tools automate. Bookkeeper AI learns your business.

Every transaction teaches your Bookkeeper AI agent how your business spends. Each override makes it smarter — reducing review and reporting time, protecting GST recovery, and accelerating month-end close.

Outcomes you’ll see from day one.

Bookkeeper AI gives you measurable ROI from the very first transactions. Fewer chases. Faster close. More GST recovered. No extra headcount.

Scale without extra payroll

More capacity from your existing bookkeepers.

Accurate from day one

>95 %

Categories and tags applied correctly from day one.

Time back on every transaction

3–5 min

Cut review and coding time where it hurts most.

Fewer last-minute chases

70 %

Reduction in receipt follow-ups at month-end.

Close faster, see earlier

2–4 days

Bring reporting forward and ease month-end pressure.

Avoid unnecessary hires

$80k+

Saved annually by scaling without extra headcount.

Bookkeeper AI pays for itself fast.

Add it to any Budgetly plan, save 25+ minutes per 100 transactions, and make every transaction compound your return.

$29 per month

Up to 100 transactions
29¢ per transaction

$99 per month

101 to 500 transactions
20¢ per transaction

$299 per month

501 to 2,000 transactions
15¢ per transaction

$749 per month

2,001 to 5,000 transactions
less than 15¢ per transaction

" Budgetly is really good. I love the receipt attachment and automatic GST calculation as I no longer have to do this manually. "

Saleena Thakor, Accountant Australian Refugee Association Inc

Frequently asked questions

What is the Bookkeeper AI agent?

The Bookkeeper AI agent is Budgetly’s intelligent finance AI and automation engine built for Australian businesses. It reads, checks and codes every transaction with over 95 percent accuracy, applying financial reasoning and context to every receipt, bill and line item. Unlike traditional automation, the Bookkeeper AI agent doesn’t just process data — it understands it. Its intelligence compounds over time as it learns your business rules, spending behaviour and accounting logic, transforming bookkeeping into a continuously improving finance automation system.

How does the Bookkeeper AI agent work?

The Bookkeeper AI agent powers the reasoning layer of Budgetly’s all-in-one finance automation platform. It reviews transactions, receipts and bills in real time, verifies GST and compliance, and applies contextual logic drawn from your company’s financial patterns. This combination of finance AI and reasoning turns routine bookkeeping into an adaptive system that improves with every transaction. Each decision and override contributes to its compounding intelligence, creating a smarter, more accurate bookkeeping foundation over time.

Who is the Bookkeeper AI agent for?

The Bookkeeper AI agent is designed for Australian SMEs, finance managers, bookkeepers and business owners who want intelligent finance automation without losing control. It removes the friction of manual bookkeeping while ensuring every action is explainable, reviewable and compliant. It’s ideal for growing teams that value accuracy, visibility and control backed by trusted finance AI.

What makes the Bookkeeper AI agent different?

Most AI bookkeeping tools stop at categorisation. The Bookkeeper AI agent goes further by combining automation with reasoning. It learns not only what you do but why you do it, building a model of compounding intelligence that reflects your business context. Every action strengthens its understanding, and because it’s part of Budgetly’s unified finance AI ecosystem, your budgets, transactions and accounting data stay aligned, consistent and audit-ready.

Does the Bookkeeper AI agent integrate with Xero?

Yes. The Bookkeeper AI agent integrates directly with Xero, syncing coded transactions, tags and GST details automatically. This seamless integration keeps your finance automation loop connected, ensuring every report, budget and balance reflects accurate, real-time data.

How accurate is the Bookkeeper AI agent?

The Bookkeeper AI agent achieves over 95 percent coding accuracy from day one and continues to improve as it learns your structure, rules and spending behaviour. Its finance AI reasoning engine interprets suppliers, categories and budgets with confidence. Every decision is visible and can be overridden instantly, though review is rarely needed. Over time, accuracy compounds — minimising human error, simplifying audit processes and reducing reconciliation time.

Is Bookkeeper AI replacing my bookkeeper?

No. The Bookkeeper AI agent isn’t a replacement — it’s a powerful extension of your finance team. It automates repetitive bookkeeping tasks using advanced finance AI, freeing your bookkeeper to focus on higher-value analysis, forecasting and advisory work. By combining human judgment with intelligent automation, it enhances accuracy, efficiency and trust across your entire financial workflow.

Can I trust AI with my finances?

Yes. The Bookkeeper AI agent is designed for precision, transparency and control. It automates confidently within your defined rules, logs every action and provides full visibility into its reasoning. You can always see how it reached a decision, override instantly, and review complete audit trails whenever needed. Your finance automation system remains explainable and fully accountable.

Do you keep an audit trail?

Absolutely. Every action taken by the Bookkeeper AI agent is recorded in a detailed, timestamped audit trail. You can see what changed, when it happened, and which user or agent performed the action. This transparency ensures every financial record is traceable, compliant and ready for audit at any time — giving your business confidence and accountability without the manual effort.

Does the Bookkeeper AI agent hallucinate?

No. The Bookkeeper AI agent doesn’t invent or assume data. It relies on structured financial inputs, applying logical reasoning and verified context. Its confidence comes from a foundation of rules and history, not imagination. Even in ambiguous scenarios, it acts decisively within defined parameters to maintain reliability and consistency across your finance AI workflows.

How does Budgetly protect my data and security?

Budgetly uses industry-standard encryption, multi-factor authentication, and strict access controls. All data is securely hosted in Australia and is never shared or sold. Every transaction and system update is recorded in an permanent audit log, ensuring your financial environment remains private, compliant, and protected.

When will the Bookkeeper AI agent be available?

The Bookkeeper AI agent is in early access for select Budgetly customers. You can join the waitlist to experience next-generation finance AI automation, including bulk transaction reasoning, predictive reconciliation and contextual analytics as new capabilities roll out.

What results can I expect?

Businesses using the Bookkeeper AI agent experience fewer manual checks, faster reconciliations and stronger financial accuracy. Many report up to a 70 percent drop in receipt chasing and significant time saved per transaction. As its finance AI continues to learn, your bookkeeping becomes faster, cleaner and more intelligent — proof that accuracy compounds when automation and human expertise work together.

Ready to automate with intelligence that compounds?

Join the waitlist to get early access to the Bookkeeper AI agent by Budgetly — Australia’s most advanced finance AI and automation software for SMEs. Discover how reasoning, context and compounding intelligence can transform the way your business manages and improves its finances every single day.

Close your books faster.

Manual work doesn’t scale. Every day you wait, another business is making Bookkeeper AI smarter with compounding intelligence.