Shared Cards Are a Fraud Magnet
Card fraud on Australian-issued cards hit $854 million in FY25, with card-not-present transactions still accounting for the overwhelming majority. But …
Finance Articles
Fraud Is Getting Quieter and More Expensive
Australia’s scam losses hit $2.18 billion in 2025, up 7.8% on the prior year. The number of reports fell. The cost per incident rose. Payment …
Seats, Subscriptions, Surprises: A Practical Year-End CFO Check
Year-end isn’t when subscription spend starts getting out of control. It’s when the invoices finally force the conversation. Every CFO I …
The Year-End Wake-Up Call: The Silent Budget Leak
It’s end of June, which means two things if you’ve ever sat in a CFO or Financial Controller seat: you’re staring at the P&L …
Month-End Close Taking Too Long? Here's What to Fix First
It is the 5th of the month and you are still closing last month. Three people have not submitted expenses. Two receipts are missing. The bank feed has …
Budgeting Software for Business: What Australian SMEs Need in 2026
Every finance manager knows the drill. You set a quarterly budget in a spreadsheet, email it to department heads, and hope for the best. Nobody checks …
Where Overspending Hides: A CFO's Year-End Reality Check
Year-end has a way of making overspending feel sudden. But in most finance teams, it isn’t sudden at all. It’s been quietly accumulating …
R&D Tax Incentive Calculator Australia
How the R&D tax incentive works The R&D Tax Incentive provides Australian companies with a tax offset for eligible research and development …
What Is This Charge? Bank Statement Lookup
Common bank statement prefixes explained If you see a prefix before the merchant name, it usually identifies the payment processor, not the merchant …
R&D Tax Incentive 2026-27: What Changed for Startups
The May 2026 Federal Budget delivered the biggest overhaul of the R&D Tax Incentive since 2021. If your startup claims the R&D offset (or …
Fraud prevention for SME finance teams
Fraud prevention isn’t just a concern for large enterprises. Invoice and payment fraud is increasingly aimed at SMEs because processes are lean, …
ATO-ready spend management for Australian SMEs
“ATO-ready” gets used a lot in finance software marketing. But for most Australian SMEs, the real question is simpler: if the ATO or your …
Australian SMEs Are Switching from OpenAI to Anthropic
Six months ago, your biggest AI line item was probably OpenAI. Today it might be Anthropic. We noticed the shift in our own transaction data and dug …
Reimbursements vs Visa Debit Cards for Australian SMEs
If your finance team is still processing expense reimbursements, the expense management system has already failed. Reimbursements are what happens …
Bank Cards vs Instant Virtual Cards for Australian SMEs
Picture this: your new marketing coordinator starts Monday. She needs to buy Facebook ads, pay for a design tool subscription, and order business …