Your finance team reconstructs reality from spreadsheets every month. The data exists. They just can't see it in time.
Budgetly gives your finance team real-time visibility across every card, every budget, and every transaction. No more waiting for the statement. No more month-end surprises.
Australia's favourite.
99% of businesses stick with Budgetly.
Visibility after the fact is not visibility.
Most finance teams only see what was spent after the statement arrives. By then, the budget is blown, the receipt is lost, and the conversation is awkward. Real visibility means seeing spend as it happens, not reconstructing it later.
The old way
- Budget status unknown until month-end reconciliation
- Spend by team or project requires manual spreadsheet work
- Anomalies discovered weeks after they happen
- No single view across all cards, budgets, and transactions
- Reporting means exporting CSVs and building pivot tables
- Forecasting based on last month, not real-time trends
With Budgetly
- Real-time dashboards across every budget and card
- Spend by team, category, supplier, and project in one view
- Anomalies flagged automatically before they become problems
- Budget progress visible to everyone, not just finance
- Month-end close in hours because the data is already clean
- Every transaction improves the next forecast
- APRA-regulated
- Data stays in Australia
- 2FA + SSL encryption
- AWS Sydney ISO 27001 infrastructure
- Live status
How Financial Visibility works
See every budget, every card, every transaction. Live.
One dashboard shows all budgets progressing in real time. Filter by team, project, category, or supplier. No exports, no pivot tables, no waiting for the statement.
- All budgets on one screen with progress bars
- Filter by employee, project, category, or supplier
- Drill down from budget to individual transactions
- Mobile app shows relevant data for employees
- Shared view for finance, managers, and employees
- No CSV exports or manual reporting needed
Officeworks
$184.50
Bunnings
$247.80
Ampol
$134.00Problems flagged before they become problems
Budgetly learns normal spending patterns for each team and supplier. When something looks unusual, it flags it immediately. Duplicate transactions, new merchants, velocity spikes, budget overruns approaching.
- Duplicate transaction detection
- New merchant alerts
- Velocity spike warnings (unusual frequency)
- Budget threshold alerts (80%, 90%, 100%)
- Category drift detection
- Learns from every dismissal and confirmation
Sophie Williams
Tom GallagherBudgets that show you where you're heading, not where you've been
Every budget shows current spend, remaining balance, burn rate, and projected end-of-period position. Shared budgets across teams update in real time as cards are used.
- Current spend vs remaining balance
- Burn rate and projected end-of-period
- Shared budgets across cards and teams
- Automatic rollover and cycle management
- Historical comparison (this month vs last)
- Budget templates for quarterly planning
Woolworths · Lisa Park
$187.40Month-end close in hours because the data is already clean
Every transaction arrives in your accounting software coded, receipted, and reconciled. By the time month-end arrives, there’s nothing to reconstruct. The ledger is already accurate.
- 95%+ coding accuracy from day one
- Receipts matched at point of sale
- GST extracted automatically
- Sync to Xero, MYOB, QuickBooks, NetSuite, SAP
- Full audit trail from card swipe to ledger
- Accountant access across all client entities
Bunnings Warehouse
$247.80
Marcus Webb · Site ForemanEvery transaction makes the next forecast more accurate
Financial visibility is the Learn stage of the Budgetly loop. Every transaction that flows through the system refines the baseline. Anomaly detection gets sharper. Budget forecasts get tighter. Policy recommendations get smarter. The system compounds intelligence with every transaction.
- Every transaction refines the spend baseline
- Every anomaly flag improves detection accuracy
- Every budget cycle improves the next forecast
- Every correction teaches the coding engine
- Every month-end gets faster
- Every year compounds your finance operations
What changes when finance sees everything in real time
Dashboards replace spreadsheets. Anomalies are caught early. Forecasts get tighter every month.
Visibility for everyone, not just finance
When employees can see their own budget in real time, they make better decisions. When managers can see their team's spend, they stop being surprised. When finance can see everything, they stop being the gatekeeper.
- One dashboard across every budget and card
- Anomalies flagged before they escalate
- Month-end close in hours, not days
- No more chasing data from spreadsheets
- Real-time answers to 'how much have we spent?'
- See their own budget balance on mobile
- Know instantly if a purchase will be approved
- No surprises at month-end
- Transparency builds trust both ways
- Self-serve answers without asking finance
Trusted by teams across Australia
Read verified reviews ➜Awards and recognition
Customer stories
Bawinanga Aboriginal Corporation save 38 hours per week with Budgetly
'We ultimately decided on Budgetly because with Budgetly we can issue virtual and physical cards.'
How Align Work Health saved 5 hours a week and eliminated missing expenses with Budgetly
Discover how Align Work Health saved 5 hours a week and eliminated missing expenses with Budgetly and Xero sync. Read …
How Hillsborough OOSH Saves Time and Achieves Greater Visibility with Budgetly
Budgetly's case study on how NSW childcare provider Hillsborough OOSH saved time and gained control with Budgetly's …
Sanctuary Family Solutions eliminated petty cash and manual admin with Budgetly
'With Budgetly, we now have saved time and solved a lot of the problems we had using petty cash!'
Frequently asked questions
What dashboards does Budgetly provide?
Can my team see their own budgets?
How does anomaly detection work?
Do I still need to build reports?
How does this help with month-end close?
Does my accountant get access?
Visibility with the right access controls
Give every role the view they need without giving them access they shouldn't have.
Role-based access
Finance managers, budget owners, bookkeepers, and approvers each get their own view. Scope visibility by budget, team, or entity.
2FA on every login
Two-factor authentication is required for every user session. Lock out stolen credentials in one click from admin settings.
Admin session controls
Session timeouts are configurable. Remote logout forces every device to re-authenticate. Every admin action is logged.
Data residency in Australia
Dashboards, budgets, and transaction data are all hosted in AWS Sydney, an ISO 27001, 27017, and 27018 certified infrastructure. Data never crosses a border.
Activity audit log
Every role change, permission adjustment, and data export is logged with timestamp and actor. Export a compliance report on demand.
APRA-regulated operator
Budgetly is APRA-regulated for its own financial activities. Card issuance and payments run through regulated banking partners.
See everything. In real time. From day one.
Real-time dashboards, anomaly detection, and budget intelligence. No setup required.