Still reconciling project expenses from shared bank cards?

Stop losing project margins to untracked site expenses

Architecture firms waste hours every week on reimbursements, shared bank cards, and manual reconciliation across projects. Budgetly gives every team member their own Visa debit card, captures receipts at the point of purchase, and syncs to Xero automatically.

Get your firm off shared cards in 14 days →
Architect in a bright studio reviewing building models on a workbench
The shift

Replace shared bank cards, reimbursements, and project-cost guesswork.

Architecture firms run on project margins. Every expense should attribute to the right client and project phase. Generic tools and shared corporate cards make that impossible — until you reconstruct it from receipts at month-end.

The old way

  • Shared bank cards with no project attribution
  • Designers paying for site travel and supplies out of pocket
  • Receipts lost between site visits and the studio
  • Project margin invisible until month-end reconciliation
  • Per-phase budgets in spreadsheets, outdated immediately
  • Multi-project cost reporting requires manual work

With Budgetly

  • Every designer, project manager, and site team gets their own Visa debit card
  • Cards issued in seconds for contract designers
  • Receipts captured at the merchant, not chased at month-end
  • Per-project and per-phase budgets with real-time tracking
  • Tag every transaction to the right project, phase, or client
  • Live project margin across every engagement
Built on trusted foundations
  • APRA-regulated
  • Data stays in Australia
  • 2FA + SSL encryption
  • AWS Sydney ISO 27001 infrastructure
  • Live status

Built for the way architecture firms actually work

From site visits to project cost tracking, Budgetly handles the spending workflows your designers and project managers deal with every day.

A card per project team

Replace shared bank cards with controlled cards per project.

Issue physical or virtual Visa debit cards to every designer, project manager, or site team in seconds. No more shared bank cards, petty cash, or weeks of bank paperwork. Each card has its own budget, its own rules, and its own audit trail.

  • Per-project, per-phase, or per-designer budgets
  • Block ATM withdrawals, alcohol, and out-of-policy merchants
  • One-tap freeze when contract designers finish
  • Issue cards to contractors in 30 seconds
  • Cards work anywhere Visa is accepted across Australia
See how cards work →
Physical Active
•••• 4821
Sophie Williams
Virtual Just issued
•••• 7293
James Bennett
Virtual Apple Pay
•••• 2158
Hannah Bell
Issuing card for Contract designer · Project A · 18 seconds
Receipts at the register

Designers capture receipts the moment they spend. No chasing.

Designers snap a photo of the receipt at Officeworks or the supplier on the Budgetly mobile app. The system matches it to the transaction, extracts GST, and tags the right project and phase. Your finance team stops chasing paper receipts at month-end.

  • Receipts captured at the register on mobile, not weeks later
  • Automatic matching to the right transaction
  • GST extraction so no rebate is missed
  • Tag transactions by project, phase, or client
  • Real-time alerts when a receipt is missing on a transaction
See the mobile experience →
09:18 Snap receipt
OFFICEWORKS
Surry Hills NSW
A1 plotter paper (5 rolls)$184.50
Drawing supplies$67.20
Storage tubes$32.30
GST (10%)$25.82
Total$284.00
Officeworks Surry Hills $284.00
Sophie Williams · Senior Architect · 9:18am
CategoryDrawing & Supplies
GST extracted$25.82
Receipt Matched
ProjectProject A · Phase 2
Real-time project budgets

Set a budget per project. The system enforces it.

Set per-project, per-phase, or per-client budgets. The card declines automatically when the budget is exhausted. Principals and project managers see the live balance across every project in one dashboard.

  • Per-project, per-phase, or per-client budgets
  • Automatic resets on your preferred cycle
  • Live balance visible to designers on mobile
  • Hard stops when the budget runs out — no surprises
  • Centralised dashboard across every project
See real-time spend control →
Project A · Phase 2 12 weeks · 2026
Spent $31,200 Forecast $42,500 Budget $50,000
Remaining $18,800
Per designer $7,800
Weeks left 5
vs forecast -7%
Latest
Officeworks · Sophie Williams $284.00
Audit-ready by default

Project audits and BAS prep stop being a fire drill.

Architecture firms face regular project audits and BAS lodgements. Missing receipts mean lost GST rebates and audit risk. Budgetly creates a complete digital audit trail for every transaction — card, merchant, amount, matched receipt, project, and approver — and syncs to Xero with automatic account coding.

  • Digital audit trail for every transaction, end to end
  • Automatic GST extraction from every captured receipt
  • One-click reports for any period, project, or phase
  • Two-way Xero sync with no double-entry
  • Tag transactions by project, phase, or client
See the Xero integration →
Officeworks Surry Hills $284.00
Sophie Williams · 9:18am
CategoryDrawing & Supplies · Project A
GST$16.77
ContactOfficeworks Ltd
TrackingProject A
XeroSynced · 0.3s
MYOBSynced · 0.3s
QuickBooksSynced · 0.3s
NetSuiteAvailable
SAPAvailable

What architecture firms gain when they switch to Budgetly

Real outcomes from Australian architecture firms running project spend on Budgetly.

1 day
Admin saved monthly Bennett and Bennett saves a full day of admin every month after switching.
3 → 1
Admin processes consolidated Site Sentry Australia consolidated three admin processes into one.
6 hrs
Time saved weekly Hunt & Dixon Surveys saves six hours a week on expense admin.
23
Cards deployed Bennett and Bennett replaced spreadsheets with 23 Budgetly cards.
99%
Customer retention Australian businesses keep Budgetly year after year, including architecture firms.
4.9/5
Capterra rating From 132 verified reviews by real Australian finance teams.
The trust shift

Control without slowing designers down

Finance sets the rules once. The system enforces them every time. Designers stay billable. Both are true at the same time.

For your designers
For your designers
  • Card on day one, no waiting for bank approvals
  • Snap a receipt at Officeworks or the merchant and you're done
  • Never out of pocket for project supplies again
  • Real-time project budget visible on mobile
  • Tag transactions by project in two taps
For your finance team
For your finance team
  • Live project margin across every engagement
  • Audit-ready always, with full digital trail per transaction
  • Project audit reports in one click for any period or project
  • Two-way Xero sync, no manual reconciliation
  • Stop chasing designers for last week's receipts
For your principals and project leads
For your principals and project leads
  • Own the budget for your project without finance gatekeeping
  • See per-designer and per-project margin in real time
  • Approve out-of-policy purchases from your phone
  • Freeze a card instantly when a contractor finishes
  • Tag transactions by client for clean billing

Trusted by teams across Australia

Capterra 4.9 Read verified reviews ➜

Awards and recognition

Capterra Best Ease of Use 2026
Software Advice Best Customer Support 2026
Software Advice Most Recommended 2026
Capterra Best Ease of Use 2025
Capterra Best Value 2025
GetApp Best Functionality 2025
Software Advice Best Customer Support 2025

Frequently asked questions

What is expense management software for architecture firms?
Expense management software for architecture firms replaces shared bank cards, reimbursements, and paper receipts with controlled Visa debit cards, mobile receipt capture, and automatic Xero sync. Budgetly is built for Australian architecture firms — manage spend per project, phase, or client, capture receipts at the merchant, and tag every transaction to the right project.
How do I track project profitability in real time?
Set per-project, per-phase, or per-client budgets. Tag transactions by project or phase in two taps. Principals and project leads see live margin per project on a mobile dashboard.
Can I issue cards to contract designers?
Yes. Issue a virtual card in 30 seconds and a physical card by express post. When a contract ends, freeze the card in one tap. No bank paperwork, no shared cards, no reimbursements.
How does Budgetly help with project audits?
Every transaction has the card, merchant, amount, matched receipt, project, and approver — timestamped and attributable. Generate audit reports for any period, project, or phase in one click.
How quickly can we get started?
Create your account in 5 minutes. Issue your first virtual card in 30 seconds. Connect Xero the same day. Most architecture firms are fully onboarded within two weeks.
How much does Budgetly cost for architecture firms?
Flat monthly fee with unlimited users. You pay per card, not per designer. No lock-in contract. 14-day free trial, no credit card required to start. See pricing or book a demo tailored to your firm.
Security & trust

Built for the audit and project compliance rules architecture firms can't afford to fail

Project audit-readiness only works if every rule, every receipt, and every approval is enforced and logged by infrastructure you can trust.

  • Per-project policy enforced at the card network

    Budget, supplier, category, and country rules are evaluated at the Visa network layer. Out-of-policy spend declines at the terminal — not in a project audit next month.

  • Full digital audit trail per transaction

    Card used, merchant, amount, matched receipt, GST, project, and approver — timestamped and attributable. Export the full audit trail for any period, project, or phase in one click.

  • Approval chains, not approval in name only

    Multi-step approvals, escalation rules, and amount thresholds are enforced. No one person can create, approve, and execute a high-value transaction alone.

  • Role-based access for designers, principals, and finance

    Designers, principals, finance, and admins see only what their role requires. Role changes and permission updates are audit-logged.

  • APRA-regulated operator

    Budgetly is APRA-regulated for its own financial activities. Card issuance and payments run through regulated banking partners on the Visa network.

  • Data hosted in Australia

    Budget, transaction, and rule data are stored in AWS Sydney — ISO 27001, 27017, and 27018 certified infrastructure. Nothing leaves the country.

Get your firm off shared bank cards in 14 days

See how architecture firms like Bennett and Bennett save a full day of admin every month and see live project margin per engagement.

14-day free trialNo credit card requiredUnlimited usersCancel anytime