Verified by CapterraI've saved at least 2 hours a day in admin work. We've minimised human error with our staff now being accountable for uploading their own receipts. Bill Payments has also brought everything into one spot and with the Xero integration, everything is so much easier now.
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Compare and choose the best plan for your business.
Feature Comparison
| Feature | Essentials $99/mo | Premium $279/mo | Enterprise $1,799/mo |
|---|---|---|---|
| No Limits | |||
| Unlimited Users | ✓ | ✓ | ✓ |
| Unlimited Records | ✓ | ✓ | ✓ |
| Unlimited Payments | ✓ | ✓ | ✓ |
| Unlimited Support | ✓ | ✓ | ✓ |
| Issue physical & virtual cards instantly | |||
| Cards included in plan | 4 | 10 | 50 |
| Additional per card per month | $10 | $10 | $10 |
| Bill Payments | |||
| Bill management | $2/bill | $2/bill | $2/bill |
| Supplier management | ✓ | ✓ | ✓ |
| Automated bill capture | ✓ | ✓ | ✓ |
| Fraud detection | ✓ | ✓ | ✓ |
| Duplicate detection | ✓ | ✓ | ✓ |
| Bill auto-approval limits | ✓ | ✓ | ✓ |
| Bill multi-layer approvals | Soon | Soon | Soon |
| Budget and spend controls | |||
| Individual spend limits | ✓ | ✓ | ✓ |
| Unspent balance rules | ✓ | ✓ | ✓ |
| Budget top-ups & reductions | ✓ | ✓ | ✓ |
| One-time, weekly & monthly budgets | ✓ | ✓ | ✓ |
| Budget & spend report | ✓ | ✓ | ✓ |
| Daily & fortnightly budgets | — | ✓ | ✓ |
| Custom budget reset dates | — | ✓ | ✓ |
| Default categorisation | — | ✓ | ✓ |
| Default tagging | — | ✓ | ✓ |
| Money requests | — | ✓ | ✓ |
| Expense management | |||
| Mobile app (Android & Apple) | ✓ | ✓ | ✓ |
| Mobile receipt upload | ✓ | ✓ | ✓ |
| Real-time expense tracking | ✓ | ✓ | ✓ |
| Smart budget selection (Bills only) | ✓ | ✓ | ✓ |
| Expense reports | ✓ | ✓ | ✓ |
| Expense categorisation | ✓ | ✓ | ✓ |
| Custom expense tagging | — | ✓ | ✓ |
| Automated merchant categorisation | — | Soon | Soon |
| Automated merchant tagging | — | Soon | Soon |
| Buddy AI Assistant | |||
| Automated GST Extraction | — | ✓ | ✓ |
| Automated receipt attachment | — | ✓ | ✓ |
| Automated bill creation | — | ✓ | ✓ |
| Accounting integration | |||
| Accounting exports (Xero, MYOB, Quickbooks) | ✓ | ✓ | ✓ |
| Advanced Xero integration | ✓ | ✓ | ✓ |
| Card payments | |||
| Free & unlimited domestic payments | ✓ | ✓ | ✓ |
| Mobile wallet (Apple + Google Pay) | ✓ | ✓ | ✓ |
| 100+ foreign currencies | ✓ | ✓ | ✓ |
| Low FX margin | 1.55% | 1.55% | 1.55% |
| Team management | |||
| Unlimited users | ✓ | ✓ | ✓ |
| User roles & permissions | ✓ | ✓ | ✓ |
| Accountant role (read only) | ✓ | ✓ | ✓ |
| Advanced card & expense controls | — | ✓ | ✓ |
| Custom roles & permissions | — | — | Soon |
| Teams | — | — | Soon |
| Support | |||
| Unlimited help & support | ✓ | ✓ | ✓ |
| Help centre & knowledge base | ✓ | ✓ | ✓ |
| Email, phone OR face-to-face support | ✓ | ✓ | ✓ |
| Personalised onboarding & training | ✓ | ✓ | ✓ |
| Premium onboarding & support | — | ✓ | ✓ |
| Dedicated account manager | — | ✓ | ✓ |
| Dedicated senior account manager | — | — | ✓ |
| Priority support | — | — | ✓ |
| Priority review of feature requests & roadmap input | — | — | ✓ |
| Audit data & exports | |||
| Account data exports | ✓ | ✓ | ✓ |
| Audit trails | ✓ | ✓ | ✓ |
| Audit trail data retention | 5 years | 7 years | 10 years |
| Security | |||
| Suspicious IP throttling | ✓ | ✓ | ✓ |
| Enhanced password protection | ✓ | ✓ | ✓ |
| Multi Factor Authentication (MFA) | ✓ | ✓ | ✓ |
| Passkey / Biometric authentication | Soon | Soon | Soon |
| Single Sign-On (SSO) with multi-domain support | — | — | ✓ |
Trusted by teams across Australia
Read verified reviews ➜Frequently asked questions
What businesses are best suited to Budgetly?
Budgetly is designed for businesses that need a smarter way to manage company spending:
- Essentials ($99/month): Best for small teams and startups (up to 10 spenders) looking for budget control and easy expense tracking.
- Premium ($279/month): Ideal for growing companies (10–50 spenders) needing automation, custom reporting, and dedicated support.
- Enterprise ($1,799/month): Tailored for larger organisations (50+ spenders) requiring enterprise security (SSO), high-touch consultation, and priority feature input.
We serve all industries including NDIS, not for profit, professional services, technology companies, hospitality, healthcare, property management, construction, engineering, architecture, and more.
How do I get started with Budgetly?
- Essentials & Premium – Sign up online and start issuing cards immediately or schedule a demo to see Budgetly in action.
- Enterprise – Schedule a consultation to discuss multi-domain SSO, workflow automation, and tailored onboarding for your team.
Do I need to install anything to use Budgetly?
Budgetly is a secure web (desktop) and mobile application, there’s no installation needed for finance teams. Team members can use the desktop version and the iOS or Android app to view budgets, manage cards, upload receipts instantly, and make payments through Apple Pay or Google Pay.
How long does it take to set up Budgetly?
- Essentials & Premium: Complete the application in 2 minutes, and your account can be live within 1 day. Business accounts require regulatory compliance approvals, which typically take 1–3 days (up to 10 days in some cases) while onboarding proceeds concurrently.
- Enterprise: Follows the same process as Essentials & Premium but may take longer due to onboarding 50+ users. Enterprise customers receive priority onboarding, with technical consultation and custom feature configurations, with setup typically within 5–10 days.
Do you offer training and support?
Yes, unlimited support is included across all plans:
- Essentials: Access to unlimited email, phone support and web-based help centre.
- Premium: Includes premium training (unlimited people and sessions), a dedicated Account Manager, and faster response times.
- Enterprise: Includes priority support, on-demand technical consultation and a dedicated Senior Account Manager.