Australian SME spending trends: Key insights from Budgetly's 2025 report
Understanding how Australian small and medium businesses are spending is more important than ever in 2025. From rising operating costs to shifting …
Articles by Matthew Clements
5 key takeaways from SmallBiz Week Sydney 2025
Earlier this month, Budgetly joined hundreds of small business owners, entrepreneurs, and innovators at SmallBiz Week Sydney 2025. Across two days, we …
Bookkeeping for businesses: A simple guide to getting started
Bookkeeping is one of the most critical foundations of business finance, yet it’s also one of the most overlooked. For CFOs, bookkeepers, or finance …
Receipt vs invoice: What they are, what to include, and why they matter
Receipts and invoices are often confused, but for finance teams, especially those overseeing company spend, understanding the distinction is …
Budgetly at SmallBiz Week: Meet us in Sydney this August
We’re excited to be heading to SmallBiz Week in Sydney on 7–8 August, a two-day expo and conference that brings together Australia’s vibrant small …
Receipt template: What to include and how to simplify receipt tracking
Receipts may seem like minor details in the big picture of business finance, but for finance professionals, they’re anything but. Accurate, timely …
Cash flow finance: What the RBA's proposed surcharge ban means for businesses
In July 2025, the Reserve Bank of Australia (RBA) proposed a sweeping reform of Australia’s payments system: a complete ban on all surcharges for …
Cash flow finance: How to manage funding for your business
For many businesses, even those with strong long-term prospects, maintaining consistent cash flow can be a challenge. Late payments, seasonal …
Cash vs accrual accounting: What's right for your business?
For finance professionals managing growing businesses, selecting the right accounting method isn’t just a technical decision, it has practical …
Double entry accounting: A beginner's guide for businesses
Good bookkeeping is the backbone of any business, but knowing where to start can feel overwhelming. One of the most important foundational concepts in …
Gross profit formula: How to calculate and improve profit margins
Understanding gross profit is essential for every business, regardless of industry, size, or structure. It’s one of the most important metrics for …
Financial management system: A guide for growing businesses
Managing finances becomes more complex as businesses grow. What once worked in a spreadsheet or a simple app can quickly become inefficient, and …
Balance sheet example Australia: Simple guide for businesses
A balance sheet is a fundamental financial statement that provides a snapshot of a business’s financial position at a specific point in time. It …
Expense reports: What they are and how to manage them efficiently
Managing expenses is a vital part of running any business, and one of the key tools in keeping spending organised is the expense report. Whether your …
How AI is transforming GST claiming for Australian businesses
Accurately claiming GST is a critical task for finance teams across Australia. It directly affects cash flow, compliance, and financial reporting, but …