AI Is Not Cutting Accounting Jobs. It Is Exposing Undocumented Processes.
The loudest AI story in finance is job loss. The quieter story is more useful. AI is acting like a torch in a dark room. It is revealing how much of …
Articles by Lisa Callaghan
What Australian SMEs Should Do Now About Cash, Controls and Fraud
It’s a tough year to run an Australian SME. Payday Super started on 1 July. Award wages rose 4.75% and the national minimum wage rose almost 6%. …
What It Really Costs You to Pay One Bill
Most finance teams think in invoice value. Five thousand dollars. Twenty thousand dollars. Fifty thousand dollars. But the real cost of paying a bill …
The #1 Invoice Scam Costing Australians $166.8 Million
Invoices do not need to be fake to steal your money. The most dangerous ones are real. A common fraud pattern is simple. A legitimate supplier bill …
Rates Are at 4.60%. Your Payables Are a Funding Decision Now
What the fourth rise of 2026 means for SME cash, debt and supplier terms The fourth rate rise of 2026 has a simple effect that many SME leaders …
Invoice fraud: the biggest risk to your NFP's funds
A fraudulent invoice can be created in seconds. It arrives looking exactly like one you were expecting, from a supplier you know, for an amount that …
Real-world NFP budgets: ownership that doesn't go stale
Most not-for-profit budgets are wrong within three months of being approved. Not because the people who built them got the numbers wrong, but because …
Small spend is where margin quietly disappears
Not in one dramatic decision. In the steady drip of low value purchases that feel harmless in isolation, and become material when your team grows. A …
Your bank balance tells you what already happened. Your budget should tell you what's about to.
Your bank balance is telling you what has already happened. Your budget is meant to tell you what is about to happen. When those two numbers drift …
Will AI Replace Accountants? Stephen Moir's Take
Will AI replace accountants? It’s the question finance and accounting people are asking most right now. AI can draft the report, code the …
Controls do not slow a business down. Unclear rules do.
Most business leaders have lived the same loop. The team is moving fast. Spending is decentralised. People are booking travel, buying tools, paying …
Budgets don't fail because Finance is weak. They fail because accountability is parked too far from the decision.
Most SMEs treat budgets as a Finance artefact. Finance builds them. Finance tracks them. Finance reports the variance. Then everyone is surprised when …
The invoice you can't predict: what you need to know before rolling out AI
AI spend is catching finance teams off guard for one simple reason. It behaves nothing like the software cost lines most budgets are built on. Seat …
Building an AI spend control loop before the bill surprises you
AI costs are becoming the new small spend leak, except the unit economics are harder to see and the variance is larger. FinOps teams are signalling …
The First 60 Minutes After Suspected Fraud on a Budgetly Card
When a finance team spots an unfamiliar card charge, the next hour usually decides whether you can recover funds and prevent more damage. Disputes …